Your basic proposition is to read and study and research and inquire until you believe you have the information to act (or not) Until then, accumulate, as you appear to be doing. Some folks should probably not mix chemicals...maybe they are clumsy, maybe they think they know better than to follow very strict directions, who knows. Some folks who have kids and pets and small apartments also should probably not mix chemicals. To do this stuff safely, you have to have (meaning, "buy") safety equipment and that's not optional. If you only use it once, it's probably not such a good idea to become engaged in refining. I believe that in the end, there are very, very few people who should be doing this on a regular basis. And I find nothing wrong with that conclusion. It's not like learning a musical instrument. There, you can make the decision, go out & buy an instrument, and if you decide it isn't for you, all you're out is time and money. With refining, you could permanently injure yourself if you're not careful. You're in the right place to learn, that much can be said.
In my own case, I have gathered many hundreds of pounds of sterling flatware, and I have perused this forum for roughly a year trying to figure out whether I should try to refine it myself. I really enjoy reading about the different processes and I've read Hoke a time a or two. I am not going to tell you that I am any kind of expert, but I do think I know what is involved. And for me, I have determined that it is not a good idea. The negatives are a combination of available setup area, my own patience, difficulty of obtaining chemicals, time, disposal, and various other things. But that's just for me. In the case of others, those others may come to a different conclusion. Kadriver has been around here roughly the same amount of time that I have, but he refines and successfully produces absolutely beautiful silver (and some gold) bars. I can tell you that I would have been a lot more interested in this when I was a tad younger and the miscellaneous negatives would not have deterred me in the direction (the direction of not doing this stuff myself) I have chosen.
The values patiently sit in the materials you gather. Over time, you'll probably research and/or figure out a way to test what you have, but you'll also find that you don't have to test each and every bit of metal you have. Maybe you will have 5 different manufacturers' relay contacts and the Siemens ones will be really good and the GE ones will be poor. I think if you just stay interested, you'll eventually run into someone in your area who will do the refining (and maybe the testing) for a piece of the action and you'll make a deal. On the other hand, if all you can gather is a cupful of relay contacts, there isn't enough to bother with (except as a matter of curiosity) and so you probably shouldn't buy the chemware and the safety gear.